John McAuliffe Blog

Is there are better alternative to saving 600K in super or rental property?



Very simply a 600,000 rental property all paid off takes time, tenants &  too much stress
and Super is not super as again it takes many years depending on earning rates, how must you invest & yes the net returns & finally will Government change the rules because they can.

hence if you have your own simple business that provides a net income of 1,000pm then it is can be faster to achieve & more fun when it is your business rather than you being an employee.

so Enjoy & then PM for our preferred wholestic solution which is so relevant in this new Normal!!!!!

John McAuliffe

you’ll eventually spend more in dealing with the consequences of poor health

Even if you do spend less today by not exercising or eating right, you’ll eventually spend more in dealing with the consequences of poor health.
These costs will include a greater need for medications, doctor visits, and medical procedures, as well as higher health and life insurance premiums.
As just one example, diabetes, one of the more preventable illnesses, can cost thousands of dollars a year.

PM today for what many Olympic athletes & medalists enjoy to keep themselves at elite levels.

yes in Australia the average required couple can spend 10,000 on health costs p.a.


prevention we all know is cheaper & #healthcare Pm today

https://www.advisorperspectives.com/articles/2021/08/16/how-healthy-life-habits-save-clients-money

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What they dont tell you!!

What they dont tell you!!

We are currently in the actioning of a financial plan which means to act in his best interest we need to know exactly what the client has today.

He does have a very good Income protection & life cover placed by another adviser.

All very good & it retains cover when cashflow is sad during the not uncommon months of unemployment.

However it is drawn 90% from his equity in his super which means a lot less in retirement capital.
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John Michael McAuliffe AFA, DipFp., BSc., DipTeach.