John McAuliffe Blog

What they dont tell you!!

What they dont tell you!!

We are currently in the actioning of a financial plan which means to act in his best interest we need to know exactly what the client has today.

He does have a very good Income protection & life cover placed by another adviser.

All very good & it retains cover when cashflow is sad during the not uncommon months of unemployment.

However it is drawn 90% from his equity in his super which means a lot less in retirement capital.
Read more ...

How long do you want to be under some form of care???

How long do you want to be under some form of care???

Not one extra day IMHO

Not well is very expensive.

eg As i was talking with a manager this week im very aware that in his early 60s he has had to renovate his bathroom to have it level so he can push is stroller around.

He has told me that it cost 30k.

Life style is expensive & self discipline & prevention is so much smarter.

eg the sparkie we meet only this year aged 36 who has had a TPD payout of 400K for chronic fatigue.

That won't earn much or go far & when he was FIFO earning plenty then his lost future earnings is millions.

Let me know if you want to move forward & get serious.

John

I only suggest creating a financial plan when I see someone at the risk of committing an oversight that may not be possible to fix

What’s your strategy going to be for making sure this doesn’t happen?

Contact today if you want to move forward & not stay where you are.

John

John Michael McAuliffe AFA, DipFp., BSc., DipTeach.

John is a Premier Wealth Coach & Financial Strategist. John McAuliffe Authorised Representative No.238629 of The Financial Link Group Pty Ltd

Disclaimer
Any advice provided on this website is General Advice Only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. If any products are detailed on this website, you should obtain a Product Disclosure Statement relating to the products and consider its contents before making any decisions. While all care has been taken in the preparation of this website, RIAA does not warrant or represent that the information is accurate, complete or current.

RISK and INVESTMENT ADVISORS AUSTRALIA PTY LTD.