1.Hey John

Sorry for the delay – still here.

Having problems dredging through the Centrelink quagmire. Can you help?

Be happy to come out sometime – not too early in the day 😊

Cheers

    L*

 Of course we can help as that is what our very nominal ongoing fee that the PC  snowflakes out there don’t want us to charge is for.

If L had not responded then we are obliged to say ‘go away’.

Now this is not what either L or ourselves want after caring & advising L for 20 years.

He finds the 28 page Centrelink stuff a quagmire.

Do we simply charge him a professional fee.

L could find our  help invaluable.

L could go to Centrelink.

Yeah right.

2.And today on the way to another Professional development seminar that we do we called into see another client.

M* was very busy managing a very well located café.

Busy at the PC ordering & planning for his business.

How’s your family?

Did we hear the full domestic story?

WOW?

Did we need to counsel him there & then.

Can we help him?

Counseling is a part & parcel of what we do but is that discussed out in PC snowflake land??

However a problem now  arises is who should his beneficiaries be when his spouse & maybe the nominated guardian are not who he wants to look after his 2 young children now.

What do we advise?

Would that question appear in the future PC exam or is it too real world.

Is there a simple & elegant solution to the problem?

M* could find this solution invaluable.

Do we refer to an ‘opinion’ maker.

3. And Just now from C*

Hi John,

An email to confirm all good from me.

Question, If you make a binding nomination, the trustee of your super fund is required, by law, to pay your benefit to the person/s you have nominated when you die, as long as the nomination is valid at the time of your death. Binding nominations generally only remain valid for three years.

Have I got to update this with you even if it hasn't changed every three years?

Kind regards,

C*

  L& M* & C* could find our help invaluable.

L & M* & C* will be happy if we continue to help them & we will be happy as we are helping them.

Say Yes More often.